Section H 

insurance shall be satisfactory to the Government. Notices of policy changes shall be 

furnished to the Contracting Officer. The substance of this clause shall be made to flow 

down to any subcontractors. 

H.12.1 CAR 1352.228 70 Insurance Coverage       (March 2000) 

Pursuant to the clause  Insurance Work on a Government Installation (FAR 52.228 5),  

the Contractor will be required to present evidence to show, as a minimum, the amounts 

of insurance coverage indicated below: 

a.  

Workers Compensation and Employer's Liability.   The Contractor is 

required to comply with applicable federal and state workers' 

compensation and occupational disease statutes. If occupational 

diseases are not compensable under those statutes, it shall be covered 

under the employer's liability section of the insurance policy, except when 

contract operations are so commingled with a Contractor's commercial 

operations that it would not be practical to require this coverage. 

Employer's liability coverage of at least $100,000 shall be required, 

except in states with exclusive or monopolistic funds that do not permit 

workers' compensation to be written by private carriers. 

b.  

General Liability. 

1. The Contractor shall have bodily injury liability insurance coverage 

written on the comprehensive form of policy of at least $500,000 per 

occurrence. 

2. Property Damage Liability Insurance shall be required in the amount of 

$100,000. 

c.  

Automobile Liability. The Contractor shall have automobile liability 

insurance written on the comprehensive form of policy. The policy shall 

provide for bodily injury and property damage liability covering the 

operation of all automobiles used in connection with performing the 

contract. Policies covering automobiles operated in the United States 

shall provide coverage of at least $200,000 per person and $500,000 per 

occurrence for bodily injury and $20,000 per occurrence for property 

damage. 

d.  

Aircraft Public and Passenger Liability. When aircraft are used in 

connection with performing the contract, the Contractor shall have aircraft 

public and passenger liability insurance. Coverage shall be at least 

$200,000 per person and $500,000 per occurrence for bodily injury, other 

than passenger liability, and $200,000 per occurrence for property 

damage. Coverage for passenger liability bodily injury shall be at least 

$200,000 multiplied by the number of seats or passengers, whichever is 

greater. 

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